My question to all of you that attended is do you like the breakout rooms better or would you like to see UFirst go back to a single room format? Leave your opinion below in a comment.

I thought to myself here is my chance to steal a bit of media so I e-mailed the columnist who answered the question. In addition i searched for more of these expert forums. In doing so I can across Dr. Don Taylor of Bankrate.com. Dr. Don writes a column on bankrate discussing and answering everything financial. While I never heard back from the MSNBC columnist, Dr. Don wrote me back in a quick manor. After a few weeks this was published  ‘Mortgage Accelerator’ loans come to U.S. I had no clue what I was in for. For the next few weeks my office could not answer phones fast enough.

But this odd question continued to be asked, “Can I offer this product?” I would politely ask if they have a mortgage license and the conversation would end with a “NO.” After about the 50th call like this I finally had someone ask me if this was the same as the Money Merge Account. I had no clue what they were talking about. So as a good business person I Googled the name and found there was a live presentation that night right in my town of San Diego, CA. I quickly got dressed in a pair of board shorts, t-shirt, sandals and a backwards hat and headed out the door for a recon mission.

That night Mac Saunders, Director of Sales and Don Jorgenson, Co-Founder gave the presentation for local agent Keith Eisberg. Unfortunately for Keith, Mac and Don had to leave and catch a plane back to Utah. Keith was left to answer questions and unfortunately was a fairly new agent with UFirst. To make a long night short I answered many of the questions that night. Upon completion of the event I asked Keith how to get started. He gave me his card and said to call. I was so anxious I called Keith the night and for some reason he said that this business was not right for me.

Well I embarked on a journey to find a sponsor and back to Google I went. The first person I found was on myspace.com and had his number posted. Jarrett Holmes out of North Carolina was the next up. Jarrett answered his phone and instantly was brutally honest with me. He said I am brand new and cannot answer your questions. So Jarrett put me in touch with Richard Schaffer and after a few days and hours of conversations later I was set to fly to Florida to meet Richard, Jarrett and the owners of United First Financial.

The rest is history and today I am proud to be associated with Jarrett, Rich and many other mentors. I might not be 1 of 9 Senior Executive Branch Managers in the company without this chain of events. Today, I do not know where Keith is but I can tell you I think this business is somewhat right for me and I think Jarrett could argue that point also.

But the moral of the story is at the end of the day you have no clue who has the passion and desire to make a difference. I was not then a believer that the Money Merge Account was for everyone, nor am I now I can show you real life results on what is has done for my clients and myself. I do not care what walk of life you come from or what you have or have not achieved, if you are coachable you can learn to help others get out of debt with the Money Merge Account. Donald Trump knew nothing when he was born and he still knows nothing about many things but what he focused on he succeeded at and you can do the same.

Next let’s take a look at the name of the product, Money Merge Account. While this program started as a mortgage acceleration program they chose not to call it the Mortgage Pay Off Quicker Program. They named it appropriately the Principal First Account. Yes, you heard me right. The very first name of what we now cherish as the Money Merge Account was the Principal First Account. Now Principal First Account is a pretty darn good name also but unfortunately the word principal is trademarked in the financial services area. Is that crazy or what? You can trademark the work Principal? Maybe I can trademark the word THE.

Anyway after they realized they had to change the name they decided upon the Money Merge Account. The specific nature of this is spot on perfect and yet very vast and universal. As we just merged to the new version 4 of the Money Merge Account program it now can focus on debt for a person who does not have a mortgage and the name still fits perfect. I have wanted to share the forward thinking of those who are behind the scenes making decisions that impact thousands of agents and thousands more clients.

I layed out the day and the details about my specific foursome. I had speculated with how good we shot that we might have a chance of winning with our handicap(Chip Robinson.) Well yesterday on the Branch Managers Call all of the winners were announced.

In second place with a total score of 59 was: Richard Schaffer, David Montgomery, Todd Skousen, tbc.

In First place with a total score of 58 was…you guessed it: Brooke Barnett, Kim Kline, Hugh (Chip) Robinson, and Sheryl Andrade.

There were also awards for closest to the pin and longest drive. I will add them when I recieve that info.

Tied for the most honorable award, best dressed, was Tom Keener and yours truly. Enjoy the clip.

In addition to all the hard work I was able to slip away on Sunday with Jimmy Saizan, husband and partner of Jo Lynn Saizan and do a little speckled trout fishing. I must say he was an incredible guide and placed us on the fish. I could hardly get my live shrimp back in the water and I had another one on the line. There is a pretty good fish story mixed in here also that involves a 40-50lb red fish with a head the size of a basketbal but I will save that one for anthoer time.

The company’s co-founders were awarded for entrepreneurial success in the financial services category; qualify for national awards

BLUFFDALE, Utah – July 3, 2008 – Skyler Witman, John Washenko, Matt Lovelady, Jonathan E. Bonnette, and Don Jorgensen of United First Financial™, a financial software services and support company, were recently awarded the Ernst & Young Entrepreneur Of The Year® 2008 Award in the financial services category in Utah. An independent panel of judges selected their work with United First Financial from a group of finalists, and the award was presented at a gala event at the Salt Palace Convention Center on June 27, 2008.

United First Financial’s (UFirst) innovative Money Merge Account™ program utilizes existing banking tools, one-on-one coaching and a Web-based software tool to help consumers pay off their mortgages and consumer debt in about one-half to one-third the time.

“When we started United First Financial, we didn’t just want to help people get out of debt and improve their financial situation eventually, we wanted to help them do it fast and with little to no change in their current spending habits,” said Skyler Witman, co-founder of UFirst. “The Money Merge Account solution has done just that, and more. It helps homeowners pay off a traditional mortgage in as little as one-half, to one-third the time, it helps clients without a mortgage eliminate other consumer debt and it helps clients without debt build wealth.”

The UFirst co-founders were among the founders of nine Utah-based companies to receive Ernst & Young Entrepreneur of the Year regional awards. According to Ernst & Young LLP, the award recognizes outstanding entrepreneurs who are building and leading dynamic, growing businesses.

“Ernst & Young is pleased to honor outstanding business leaders such as United First Financial,” said David Jolley, Managing Partner and Ernst & Young Entrepreneur of the Year Program Director for Utah. “Winners of the Entrepreneur of the Year award build leading businesses and contribute a great deal to the communities around them. Their success helps Utah grow stronger.”

The co-founders will travel to Palm Springs, Calif. to compete for the Ernst & Young Entrepreneur of the Year 2008 national program Nov. 15, 2008. Award winners in several national categories, as well as the overall national Ernst & Young Entrepreneur of the Year award winner, will be announced at the annual awards. The awards are the culminating event of the Ernst & Young Strategic Growth Forum, the nation’s most prestigious gathering of high-growth, market-leading companies.

For more information concerning United First Financial and its highly-rated Money Merge Account program, please visit www.MathNotMagic.com.

About United First Financial:
United First Financial (UFirst) is a financial software services and support company. Its products, tools and coaching services enable consumers to pay-off their mortgages, eliminate their debt and achieve financial independence in a fraction of the time. For more information about United First Financial or the Money Merge Account system, please visit www.UnitedFirstFinancial.com.

About the Ernst & Young Entrepreneur of the Year Awards
Ernst & Young’s Entrepreneur of the Year is the world’s most prestigious business award for entrepreneurs. The award makes a difference through the unique way it encourages entrepreneurial activity among those with potential and recognizes the contribution of people who inspire others with their vision, leadership and achievement. As the first and only truly global award of its kind, Ernst & Young Entrepreneur of the Year celebrates those who are building and leading successful, growing and dynamic businesses, recognizing them through regional, national and global awards programs in more than 135 cities in 50 countries.

About Ernst & Young
Ernst & Young is a global leader in assurance, tax, transaction and advisory services. Worldwide, our 130,000 people are united by our shared values and an unwavering commitment to quality. We make a difference by helping our people, our clients and our wider communities achieve potential. For more information, please visit www.ey.com.

The Money Merge Account System will still be for all homeowners or non-homeowners with more than $80k worth of debt or 10 creditors or more. The Money Merge Account Express is a new version of the Money Merge Account and is for non-homeowners with less than $80k worth of debt and less than 10 creditors. The Money Merge Account Express will retail at $1,795.

Both programs encompass a factorial payoff system to strategically pay off all debts and save the client the max amount of money. Clients using the Money Merge Account Express are required to use the optimizer package.

The optimizer package is a new automated system that pays bills, moves money and send alerts via e-mail and text message to clients. The optimizer package is $24.95 a month and is factored into the Money Merge Account Analysis.

Both version of the Money Merge Account can now be financed. For the Money Merge Account System a client will have to have $2,000 down and pay $99/mo for the next 24 months via auto draft or credit card. The $99/mo includes mandatory optimizer for the financing period. The Money Merge Account Express can be financed for $995 down and $99/mo for 12 months including the mandatory optimizer package.

This is absolutely incredible for all income earners. I look forward to what lies ahead with United First Financial.

Multiple Properties

Multiple Mortgage per Property

End Dates for Liabilities

Cash back rewards for credit cards

Float days for credit cards

To finalize the Analysis presentation, creator and founder of UFirst, John Washenko told the crowd that the analysis will not be beat by a standard amortization schedule. It is a comprehensive tool and its job is to determine which version a client is qualified for.